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Precise Flood Risk for Every Property
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Flooding is complex. Understanding it shouldn't be.
Envira Flood translates sophisticated climate and terrain data into clear, actionable answers at the individual property level. We don't just give you a risk score; we give you an assessment, presented in a simple traffic-light view that anyone can understand.
Now, you can put this power directly in your customers' hands. Empower homeowners and potential buyers to check the flood risk on a specific property, understand why it's at risk, and see concrete steps they can take to mitigate it.
At the same time, you can screen a single mortgage application, analyze your entire loan portfolio in minutes, and plan for future climate scenarios. This is flood risk you can explain, quantify, and act on - for your customers and for your business.
Envira Flood is designed to support your key workflows, from customer-facing tools to internal risk management.
Give your private customers - homeowners and buyers - a simple, instant tool to check flood risk. Our clear reports go beyond a simple score. They explain why a property is at risk and provide concrete mitigation actions they can take. From simple improvements to professional flood-proofing, you empower homeowners to protect their investment.
For insurers, move beyond broad postal codes. Our address-level data shows you what is likely to flood, allowing you to set fair, accurate premiums based on a property's specific risk profile. The result is pricing you can justify and a healthier, more resilient portfolio.
For your internal bank teams, Envira Flood provides the "why" behind the risk. Instantly check flood exposure for any mortgage application. See the recommended mitigation actions for that property, which can be used to guide conversations with the applicant. Use our simple traffic-light system and clear explanations to approve loans, adjust terms, or document your due diligence with confidence.
Look beyond today's risk. Model how your portfolio and your customers' properties will be affected 10, 20, or 30 years from now under various climate scenarios. It's the data you need for long-term strategy, regulatory stress tests, and climate adaptation planning.
Download regulator-ready summaries and customer-friendly property reports. Use the same consistent evidence base to brief credit committees, underwriting teams, and supervisory authorities.
Empower your customers and protect your portfolio. Give homeowners a simple, clear tool to check property flood risk and see mitigation actions. Internally, your teams get powerful analytics to screen new loans, analyze portfolio-wide exposure, and stress-test for future climate scenarios.
Stop pricing risk by the postal code. Envira Flood delivers precise, property-specific flood risk data, allowing you to set fair, accurate premiums based on an individual building's true exposure. Understand your portfolio's concentration risk and build a more resilient, profitable book.
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Understand your community's true flood exposure, property by property. Envira Flood helps you identify high-risk areas, model future climate scenarios, and prioritize investments in adaptation and infrastructure. Make data-driven decisions to build a more resilient community.
Turn flood risk from an unknown into a clear, actionable insight. Give your agents a simple tool to instantly check any property's flood risk. Provide transparent advice to both buyers and sellers, highlight potential mitigation actions, and close deals with confidence.
Improvement in flood detection accuracy
Improvement in asset-level risk assessment
Enhancement in flood model resolution
Agro Risk wins the EU Big Data from Space Award 2025 for turning satellite data into climate intelligence — empowering banks, insurers, and farmers with actionable insights on climate and agricultural risk.
The Danish FSA’s new report highlights that ESG and climate risks are core financial risks, urging banks to adopt data-driven methods for integrating them into credit and risk management—an approach Envira already supports through its practical climate risk frameworks.
Envira’s study shows European banks recognize climate risk as a core prudential issue but remain early in embedding it into quantitative risk and capital frameworks.
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The Danish FSA’s review finds that the EU Taxonomy has become a compliance exercise rather than a driver of green finance, with low sustainability alignment and weak qualitative reporting across institutions.